Financing Options

At Vital Motorsports, you can start on the build of your dreams with little or no money down and pay for your parts over time! We offer a wide variety of financing options, both credit checked and non-credit checked! Below are our options, descriptions, requirements to apply and convenient links that will lead you directly to the application for each financing option!

Progressive Leasing

Lease-to-own is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, affordable payments and flexible choices on how to purchase your items. No, we do not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.

Requirements to apply:
1) You must be 18 years or older
2) Have a valid Social Security Number or ITIN
3) Have a valid routing and account number for an open and active checking account
4) Have a credit or debit card

Snap Finance

A lease-purchase is a form of lease where you rent the merchandise from Snap Finance for a designated period, usually 12 months, after which you gain ownership of the merchandise. You may also pay off the lease and gain ownership at any time through our 100-Day payment option and early purchase options. SNAP Finance does not charge interest on a lease-purchase agreement. However, there is still a cost of lease in addition to the purchase price. The amount of this cost varies by customer and residential state, and it will be detailed in your agreement and disclosures. Be sure to read and understand your disclosures before you sign, and understand the important dates, amounts, and terms unique to your agreement. There may be a processing fee or initial payment due the day you complete your transaction. This amount varies. Check your lease agreement for specifics.

Requirements to apply:
1) Be 18 years of age or older
2) Have a steady income of at least $1,000 per month
3) Have an active checking account
4) Have an active checking account

Synchrony Financial: Car Care Card

With an Equal Payment Promotion, no interest will be charged on the promotional purchase and the same equal payments are required monthly. This monthly payment amount is determined by dividing the purchase price by the number of months in the promotional period. All payments must be made on monthly due date to avoid late fees. With a Deferred Interest Promotion, a minimum monthly payment is required, and varies based on your balance and account terms. No interest will be charged on the promotional purchase if you pay the purchase amount in full within the applicable promotional period.

Requirements to apply:
1) Subject to credit check
2) Minimum monthly payments required
3) Must be 18 years old or older
4) Must have valid US government issued ID